This is one of my favorite topics. About five years ago, a couple went viral on Twitter claiming that they were living “paycheck-to-paycheck” in New York City despite having a $500,000 income. This recent article...
Read MoreIn my late April newsletter, I devoted all of it to the enduring power of dividends. And to be clear, I love the dividends produced from a low-cost, globally-diversified, passive portfolio. In that environment, I am extremely...
Read MoreYour starting retirement portfolio balance is a small fraction of your lifetime wealth. When you understand that a $4M IRA at age 60 will likely have $16M ramifications, you start to understand how investment, income, and tax...
Read MoreARKK is an actively managed ETF by Cathie Wood. It primarily invests in tech companies with large growth potential. Cathie has become a Wall Street rockstar over the past two years. Why? ARKK was probably the greatest equity...
Read MoreOne thing I’ve enjoyed as a parent is teaching our kids how to play games. I’m really excited to eventually teach them more complex board games like Settlers of Catan. But even games like checkers are fun as you...
Read Morelev·er·age (verb): Use (something) to maximum advantage. Picking the right state for retirement can save you a great deal in taxes. Leveraging state tax laws can be an important part of your retirement plan. But it’s...
Read MoreInterested in lowering your lifetime tax rate, optimizing your investments, and planning for retirement? Schedule a short call now! In this post, we’ll discuss how you can maximize the positives and plan around the...
Read MoreTax-free. It sounds so good. If someone told you right now that you could sell some of your assets without paying taxes on the gains, your ears would perk up. In this article, I will think of as many ways as I can to produce...
Read MoreThe Shell Provident Fund (Shell 401k) is known for being one of the best 401k plans in America. So much so that I know multiple financial firms that can’t stand it because it’s hard to convince retirees to rollover...
Read MoreOne of the best analogies to working with a financial advisor is working with a car salesman. Most people assume financial advisors have a legal obligation to always act in their clients’ best interests. But the vast...
Read MoreConocoPhillips 401K is ripe with opportunity and just one piece of an excellent benefits plan. But with these benefits come critical tax decisions. NUA is certainly one of them. By utilizing NUA, you are setting your assets up...
Read MoreIn this post, we talk through strategies around stock losses and tax loss harvesting. While it’s never fun to see your company’s stock trading at a substantial loss, you can use it to your advantage moving forward if you sell...
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